ING Group

Global financial services provider ING Group spent much of the last year getting back on track after the 2008 financial crisis. Under a major restructuring program, the company simplified operations by cutting expenses and separating its banking and insurance operations.

ING says the plan is proceeding apace: Among other activities, the Group already cut costs by nearly $2 billion and is selling its ING Direct U.S. unit.* The company expects the restructuring to wrap up by 2013.